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SCRATCH & DENT

Cover for minor scratches, chips & dents

Get cover for interior and exterior damage caused by everyday motoring like scratches, chips and dents.

With us, you get exactly what you’re looking for and more. 

SCRATCH & DENT

Cover For Minor Scratches, Chips & Dents

Get cover for interior and exterior damage caused by everyday motoring like scratches, chips and dents.

With us, you get exactly what you’re looking for and more. 

WHAT IS A SCRATCH & DENT PLAN?

A Scratch & Dent plan covers exterior and interior damage to your car caused by daily motoring, such as scratches, dents, and chips. This plan is designed for proudly South African motorists like yourself, who want to keep their cars in tip-top condition and protect their valued investment against damage and depreciation.  Our Scratch & Dent plan covers your car inside and out. Get cover for stone chips, hail damage, air conditioner treatment, headlight renewal, tar removal, scotch guard, and leather guard renewal as well as seat tears, material lining damage, burn holes and much more!

why do you need a SCRATCH & DENT PLAN?

Your car is one of your most prized possessions.

More than 90% of South Africans are keeping their cars for longer. Over time, unrepaired damage can develop into bigger problems for your car. A Scratch & Dent plan keeps your car looking new for longer, preventing cosmetic damage from developing into something worse. 

Avoid unexpected repair bills with a Motor Plan Direct Scratch & Dent plan because when life does happen, we’ll have your back. 

WHY YOU GET MORE WITH US

Cover for minor scratches, dents, and chips to both the interior and exterior of your vehicle caused by daily driving. 

#1 NO SIZE LIMITS

It doesn’t matter what size your scratch or dent is, if it can be repaired using the approved repair methods and the damage has not broken through to the metal, we’ll cover it! Many insurers limit you to a size of around 15cm, but we don’t! 

#1 NO SIZE LIMITS

It doesn’t matter what size your scratch or dent is, if it can be repaired using the approved repair methods and the damage has not broken through to the metal, we’ll cover it! Many insurers limit you to a size of around 15cm, but we don’t! 

#2 COVER FOR PRE-EXISTING DAMAGE

We cover cars with pre-existing damage provided the repair can be made using Paintless Dent Removal (PDR) methods. 

#2 COVER FOR PRE-EXISTING DAMAGE

We cover cars with pre-existing damage provided the repair can be made using Paintless Dent Removal (PDR) methods. 

#3 NO EXCESS

Zero excess when you claim. Our plan is excess free every time, there are no additional costs (like an excess) that you haven’t considered when it comes time to claiming.  

#3 NO EXCESS

Zero excess when you claim. Our plan is excess free every time, there are no additional costs (like an excess) that you haven’t considered when it comes time to claiming.  

#4 NO WAITING PERIOD

You can choose to take your car for an approved administrator’s inspection 30 days after starting this plan. If you do, all damage that takes place immediately after this inspection will receive full benefits. 

#4 NO WAITING PERIOD

You can choose to take your car for an approved administrator’s inspection 30 days after starting this plan. If you do, all damage that takes place immediately after this inspection will receive full benefits.  

 

#5 PREVENT FURTHER DAMAGE

A scratch and dent plan helps extend the life of your vehicle, keeping it looking new for longer and preventing damage from developing. Cars wear with time. Choosing not to repair a cut or burn hole for example can cause the damage to become significantly worse.

#5 PREVENT FURTHER DAMAGE

A scratch and dent plan helps extend the life of your vehicle, keeping it looking new for longer and preventing damage from developing. Cars wear with time. Choosing not to repair a cut or burn hole for example can cause the damage to become significantly worse.

#6 DON'T TAP INTO COMPREHENSIVE INSURANCE

Keep your car looking in tip-top shape without needing to tap into your comprehensive car insurance! Claiming from your scratch and dent plan will leave your comprehensive insurance untouched.

#6 DON'T TAP INTO COMPREHENSIVE INSURANCE

Keep your car looking in tip-top shape without needing to tap into your comprehensive car insurance! Claiming from your scratch and dent plan will leave your comprehensive insurance untouched.

Your car is one of your most prized possessions. Treat it that way.

and when it does, we’ll be there for you.

your benefits...

  • No size limits! It doesn’t matter what size your scratch or dent is, if it can be repaired using the approved repair methods and the damage has not broken through to the metal, we’ll cover it!

  • Get cover for both interior and exterior damage to your vehicle.

  • Included 24/7 roadside assistance, a necessary requirement in South Africa.

  • Choose which RMI-approved repairer you'd like to repair your car.

  • Quick claims process and payouts, with real, in-person agents, no AI or bots here!

  • We cover your car inside and out. Plus, we’ll cover your air conditioner treatment, headlight renewal, stone chips, hail damage, tar removal, scotch guard, and leather guard renewal as well as seat tears, material lining damage, burn holes and more!

  • Maintain your car’s resale value with a scratch and dent plan that maintains your vehicle’s appearance.  

  • Speak to an expert about keeping your car in tip-top condition.

NO STRESS

Your car is expensive and keeping it looking good is very costly too. Let’s face it, appearances matter when it comes to your car. No longer worry about how to keep your car looking pristine. With a Scratch & Dent plan you don’t have to worry about any surprise costs creeping up on you from damage that comes about from daily driving.

MORE COVER

We cover your car inside and out. PLUS, we’ll cover your air conditioner treatment, headlight renewal, stone chips, hail damage, tar removal, scotch guard, and leather guard renewal as well as seat tears, material lining damage, burn holes and more!

GET THE MOST

Our Scratch & Dent Plan helps you to get the most out of your vehicle and extend your vehicle’s life by keeping it looking its best and preventing damage from building up or developing. PLUS, our Scratch & Dent plan comes with 24/7 roadside assistance and tons of lifestyle benefits!  

AND FOR EVERY TREADFUL SITUATION...

WE PAY CLAIMS DAILY

We authorise and pay out claims every single day! 

OVERNIGHT ACCOMODATION & CAR HIRE

If you break down more than 100km from your home, we will reimburse you for your accommodation provided your claim is valid.  

24/7 cALL oUT SERVICES

Got a flat tyre? A dead battery? Need a jumpstart? Out of fuel? Locked out without your key? Need a tow? Good thing you always have someone to call. We’ve got your back 24 hours a day, 365 days a year! 

Don’t wait for your next scratch, dent, or chip to happen before you consider how you’re going to pay to fix it.  

Protect your car from life’s little knocks, scrapes, bumps, and bruises with a Scratch & Dent plan.  

GET A QUOTE